MPay automates seller payouts, compliance checks, and financial reconciliation—so you can scale your marketplace without adding operational or regulatory stress.
MPay automates the financial workflows behind multi-seller marketplaces. It provides a ready-to-use payout layer specifically designed for marketplace operations, eliminating the need for custom finance logic or external tools.
MPay is the fintech foundation that ensures smooth marketplace operations, allowing your team to focus on growth instead of manual administration.
Handles commissions, refunds, cancellations, and adjustments automatically—at scale.
Manages mixed baskets and multi-party payment flows in a single system.
Confirms incoming payments from the payment provider and aligns them to marketplace orders.
Automated seller verification built directly into the onboarding flow.
Unified visibility across payouts, settlements, and seller verification status.
Daily, weekly, or monthly payout schedules—configured once, enforced automatically.
Clear, self-serve payout status and remittance details for operators and sellers.
Enterprise-grade regulatory alignment and secure payment handling.
MPay streamlines the entire payout process, from customer payment to seller reporting, ensuring accuracy and efficiency at every stage.
Integrated setup within the Marketplace OS, requiring no custom builds or additional systems.
Marketplacer coordinates support and escalations, easing the burden on your finance team.
Handles any number of sellers, from 10 to 10,000, with consistent automated workflows.
Clear steps for sellers with automated KYC checks and payout configuration.
Implementing MPay is a guided, low-friction process that integrates directly into your marketplace launch plan and scales effortlessly with your seller ecosystem.
MPay builds seller confidence by offering a trustworthy payout experience from day one, encouraging participation and growth within the marketplace.
Dependable Payouts – Sellers receive predictable daily, weekly, or monthly payouts, including all adjustments.
Transparent Reporting – All payout details, including invoice numbers, deposit references, and adjustments, are visible in the Seller Portal.
Centralized Support – Operators can escalate issues through Marketplacer’s support workflow, providing sellers with reliable assistance.
MPay eliminates the financial complexity that slows marketplaces down by automating payouts, simplifying compliance, and instilling confidence in every transaction for both operators and sellers.
For current customers and sellers, please contact your Account Executive.
If you have other questions, feel free to contact us.
MPay is Marketplacer’s embedded marketplace fintech layer. Unlike a standard payment gateway that processes a single transaction, MPay is designed specifically for multi-seller marketplaces.
It automates payout calculation, seller payments, reconciliation, and compliance across 1P, 2P, and 3P models, eliminating the need for operators to build custom finance workflows or stitch together multiple tools.
In short: gateways take payments. MPay runs marketplace payouts.
MPay automatically splits each order based on your marketplace rules. This includes seller shares, operator commissions, fees, refunds, and adjustments.
Once the order is fulfilled, MPay distributes payouts to sellers according to the configured payout schedule (daily, weekly, or monthly) without manual intervention.
Operators maintain full visibility, while sellers receive clear payout statements in their portal.
Yes. MPay supports onboarding and paying sellers across multiple countries and currencies.
Seller verification, payouts, and reporting are handled through a single system, allowing operators to scale internationally without introducing separate payout tools or region-specific workflows.
Availability can vary by region, which is typically discussed during onboarding.
MPay embeds compliance directly into the seller onboarding and payout process.
Sellers complete automated KYC and AML checks as part of onboarding, and payment flows are aligned with PSD2 and PCI-DSS requirements through trusted payment partners.
This removes the need for operators to manage compliance themselves, while still maintaining visibility and control.
MPay automatically accounts for refunds, cancellations, and order amendments when calculating seller payouts.
Adjustments are applied before payouts are released, ensuring sellers are paid accurately and operators don’t need to manually correct or reconcile transactions after the fact.
No. MPay is designed to work as part of the Marketplacer Marketplace OS. Because it’s tightly integrated with seller onboarding, order orchestration, and reporting, MPay delivers the most value when used alongside Marketplacer’s marketplace platform.
Any payment services available as part of the M Pay solution are provided by Airwallex or any of its regional banking partners. No such payment services are provided by Marketplacer itself. You should consider obtaining independent advice before making any financial decisions. Payment services are provided in the UK by Airwallex (UK) Limited, an electronic money institution authorised by the Financial Conduct Authority with registration number 900876, and in the European Economic Area by Airwallex (Netherlands) B.V., an electronic money institution authorised by De Nederlandsche Bank in the Netherlands with licence number R179622. In Australia, M Pay is issued by Airwallex Pty Ltd (registered number 609653312 and AFSL number 487221), with Marketplacer Pty Ltd (ACN 161 625 789) as authorised representative (authorised representative number [insert]). Consider the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination. Otherwise, if the region in which the M Pay services are being used is: (a) United States, it is issued by Airwallex US, LLC (registered number 7083651 and NMLS identification number 1928093); and (b) New Zealand, Airwallex (New Zealand) Limited (registered number 8151714 and NZ FSPR number 1001602).
